D2C Mastery: Elevate Your Brand with D2CX by Inc42
Discover D2CX by Inc42, a 12-week program to 10X your D2C brand. Learn from India's top D2C founders. Focus keyword: D2C Mastery.
LazyFounders

30 SEC SUMMARY
Unlock D2C mastery with Inc42’s 12-week D2CX program. Learn from top D2C founders to 10X your brand. Dive into management skills with ManagementX and launch your D2C brand with D2CX Foundations.
TABLE OF CONTENTS
D2CX by Inc42
D2CX by Inc42 is a 12-week hands-on program designed to elevate your Direct-to-Consumer (D2C) game. Gain actionable insights, proven strategies, and tactics from India’s top 1% D2C founders and experts to 10X your D2C brand.
ManagementX by Inc42
ManagementX by Inc42 is India’s first Startup Management Program, a 6-month hands-on initiative that transforms your “employee mindset” into a “leader mindset.” This program shatters outdated management paradigms and equips you with modern leadership skills.
D2CX Foundations by Inc42
D2CX Foundations by Inc42 is a 6-week program to help you launch your D2C brand successfully and profitably. Learn from India’s top 1% of D2C founders and experts through actionable insights, proven strategies, and tactics on how to launch a successful D2C brand in 6 weeks.
Fino Payments Bank’s Financial Performance
Fino Payments Bank reported a net loss of ₹13.7 Cr in Q1 FY27 against a profit of ₹17.8 Cr in the same quarter of the previous year. The decline was primarily driven by a sharp drop in fee and commission-based income, despite lower operating expenses.
**Key Financial Metrics:
| Metric | Q1 FY27 (₹ Cr) | YoY Change (%) |
|---|---|---|
| Total Income | 306.9 | -32.3 |
| EBITDA | 43.1 | -30.0 |
| Net Profit | -13.7 | -100.0 |
| Interest Income | 72.2 | +18.4 |
| Other Income | 234.6 | -40.2 |
| ** |
KEY HIGHLIGHTS
- Fino Payments Bank’s total income declined 32.3% YoY to ₹306.9 Cr during the quarter under review.
- EBITDA plunged 30% YoY and 23% QoQ to ₹43.1 Cr.
- The decline was primarily driven by a fall in other income, which includes fees and commissions from various services.
Conclusion
Fino Payments Bank’s financial performance in Q1 FY27 reflects a challenging period marked by significant revenue declines and strategic recalibrations. Despite these setbacks, the bank remains focused on its retail business and the transition to a small finance bank.
Call-to-Action
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FAQ Section
**Q: What is D2CX by Inc42? A: D2CX by Inc42 is a 12-week program designed to help you elevate your D2C brand through actionable insights and proven strategies from top D2C founders.
**Q: What is ManagementX by Inc42? A: ManagementX by Inc42 is a 6-month program that transforms your management mindset, equipping you with modern leadership skills.
**Q: What is D2CX Foundations by Inc42? A: D2CX Foundations by Inc42 is a 6-week program to launch your D2C brand successfully and profitably with insights from top D2C experts.
Sources
- inc42.com · 2026-08-13
Fino Payments Bank Slips Into Red, Reports ₹14 Cr Loss In Q1
This story is an original summary and analysis written by LazyFounders from the reporting listed above. Facts are attributed to their original publishers; sections marked as analysis are LazyFounders's opinion. Where a source is in another language, facts were machine-translated and quotations are reported, not reproduced. Read the original coverage via the links.


