Unitoq raises €155k to launch fractional real estate investing platform

Pre-seed round targets EU-wide real estate investment

Unitoq, a proptech startup based in Riga, has raised €155,000 in a pre-seed funding round from a group of business angels, including investors from the Latvian Business Angel Network (LatBAN). The capital will fund the development of a digital platform designed to make residential real estate investments accessible from €100.

The company was founded in 2026 by Eduards Raudonis, CEO, and Nikita Manija. Unitoq’s platform aims to address barriers in traditional real estate investing, such as high upfront costs, mortgages, and tenant management, by offering vetted properties and handling operational tasks like maintenance and tenant placement. Investors can earn returns through rental income and property value appreciation, with performance tracking available via the platform.

Regulatory pathway and timeline

Unitoq is in the process of securing an European Crowdfunding Service Providers (ECSP) licence from the Bank of Latvia, which would allow it to operate across the European Union. The platform is scheduled to launch in early 2027, pending regulatory approval. More than 1,000 users have already joined its waitlist.

The funding will primarily support the licensing process, platform development, and the acquisition of initial investment properties.

What this means

Lazyfounder analysis — our interpretation, not reported fact.

Unitoq’s model mirrors a growing trend in Europe: fractional real estate investment platforms that lower the barrier to entry for retail investors. For founders, this funding round signals investor appetite for proptech solutions that combine regulatory compliance with scalability—particularly those targeting the EU market under unified licences like the ECSP. The €100 minimum investment could attract a broader demographic, though the platform’s success will depend on its ability to vet properties, manage operations, and retain liquidity for investors. The waitlist of over 1,000 users suggests pent-up demand, but the real test will be conversion rates post-launch in 2027.

Key takeaways

• Founders in proptech or fractional investment should note the regulatory path Unitoq is taking: an ECSP licence could be a template for pan-EU expansion in crowdfunding-based models.
• The €155,000 pre-seed round, while modest, reflects early-stage validation for a platform addressing accessibility in real estate investing—a market traditionally dominated by high-net-worth individuals.
• Latvia’s investor ecosystem, particularly through LatBAN, is demonstrating support for niche fintech models that align with EU-wide regulations.

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