Stockholm startup Matters raises $5m pre-seed to build an AI-native bank
Sambla founder Per Österström plans a flat-fee bank that returns card and currency fees to customers as cashback.
Via TNW | Investors-funding

Matters founder and CEO Per Österström (left) and chair Lars-Åke Norling
Matters, a Stockholm startup building an AI-powered consumer bank, has raised $5m in pre-seed funding as it comes out of stealth. Swedish angel investor Jakob Johansson led the round.
Per Österström founded the company in April. He founded Sambla, a Nordic consumer loan broker, in 2014 and sold it to Nordic Capital in 2021.
Matters plans to charge customers a flat monthly fee for everyday banking, along with an…
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