Choosing financial stability over dreams is 'heart-breaking'

Chari, 19, from Hertfordshire, spent some of her childhood in care but has just started at university and has ambitions to qualify as a doctor of psychology.

The challenge at the moment is just getting through the next few years, she says.

"I receive universal credit and that's usually what I would use to pay for my housing in Hertfordshire, but they've cut it off this month because I'm moving to university and they think SFE [the student loan] will…